Was your claim wrongfully denied, delayed or reduced?

“Bad faith”  refers to the intentional or malicious refusal to perform a duty or contractual obligation or to cause fraud or deception.

Insurance bad faith practices can include:

• • Refusal to investigate claims thoroughly, properly, and in a timely manner
  • Unreasonable delay in payment / slow payment, or stall tactics
  • Refusal to pay the full value of a claim
  • Unreasonable claim denials
  • Unreasonable interpretation of policy language

Unfortunately, insurance claim adjusters often find their hands tied — limited by restrictive claims processing guidelines designed to cut costs and increase profits for the insurance company. In these cases, adjusters have neither the authority nor the support to timely and fairly process a claim. Insurers may use various tactics to avoid prompt or full payment, or to justify a claim denied — even to the point of engaging in bad faith claim practices.

If you find yourself asking yourself “what is a bad faith” or wondering whether you are being victimized by your insurance company, Attorney Robert D. Bohm can assess your circumstances.  He will help you navigate insurance so that you make better informed decisions.  The sooner you have answers, the better protected you will be.  Start by completing our confidential Intake Form.